Everyone knows that credit cards are now almost being used by everyone. As a result of the popularity of this cards, more ways of making the cards indispensable to users are constantly being thought of. The airline miles credit cards which many of us find so very useful is an off shoot of this.
As a result of the benefits that can come from using airline miles credit cards, many people now get airline miles credit cards without first considering which is right for them. Not choosing the right card for you can actually affect your finances adversely.
When looking at the cards, you need to take particular note of some factors. What we would do here is to point out some of these things so you can make an informed decision.
The first thing you should look at is the amount of bonus airline miles you get on signing up. There is very serious competition in the credit card industry so the players there try to attract more customers by giving something to bait them. Bonus air miles is one such incentive that are offered. Compare what each company is offering before deciding on which card to signup for.
The next thing you certainly need to look out for is the interest rate. Some companies offer 0% APR for the first 6 months. You must not be deceived by this. You need to look carefully at the interest rate you would be required to pay at the expiration of the 6 months.
Having said this, I must also add that if you use your card as you should and pay your balance promptly, you would not need to worry about interest rates. Interest rates become a major issue when you do not pay your balance when due.
You must ensure that you are aware of the annual fee you would pay on a card (if there is one). It differs from card to card. Some cards do not charge annual fees at all, some charge after the first year while some charge from the very first year. It should be your decision after you have weighed the benefits that would come with each card to know if the annual fee is worth it or not.
It is a very bad move to signup for an airline mile credit card without knowing how you can redeem your free air miles. Some cards make it a bit difficult for the air miles to be redeemed while some other cards make it very easy. Some factors would affect whether you would find it easy or not. Take for example an airline miles credit card that can only be redeemed with one airline. This would not be much of a problem if this is your only local carrier which also happens to be your airline of choice.
There are airline miles credit cards that allow you redeem your card in so many ways including exchange for cash, gift cards, air fare with any airline, other travel expenses like hotel bills, car rentals and more. I personally prefer to have a lot of options for redeeming my airline miles.
Customer care is a very important part of any business. It is no different here. You should find a card supported by 24 hours customer care service.
Make sure you look at all these issues together before making a decision. It has to be a wholesome view and not a narrow view so you can enjoy the best of airline miles credit cards.
As a result of the benefits that can come from using airline miles credit cards, many people now get airline miles credit cards without first considering which is right for them. Not choosing the right card for you can actually affect your finances adversely.
When looking at the cards, you need to take particular note of some factors. What we would do here is to point out some of these things so you can make an informed decision.
The first thing you should look at is the amount of bonus airline miles you get on signing up. There is very serious competition in the credit card industry so the players there try to attract more customers by giving something to bait them. Bonus air miles is one such incentive that are offered. Compare what each company is offering before deciding on which card to signup for.
The next thing you certainly need to look out for is the interest rate. Some companies offer 0% APR for the first 6 months. You must not be deceived by this. You need to look carefully at the interest rate you would be required to pay at the expiration of the 6 months.
Having said this, I must also add that if you use your card as you should and pay your balance promptly, you would not need to worry about interest rates. Interest rates become a major issue when you do not pay your balance when due.
You must ensure that you are aware of the annual fee you would pay on a card (if there is one). It differs from card to card. Some cards do not charge annual fees at all, some charge after the first year while some charge from the very first year. It should be your decision after you have weighed the benefits that would come with each card to know if the annual fee is worth it or not.
It is a very bad move to signup for an airline mile credit card without knowing how you can redeem your free air miles. Some cards make it a bit difficult for the air miles to be redeemed while some other cards make it very easy. Some factors would affect whether you would find it easy or not. Take for example an airline miles credit card that can only be redeemed with one airline. This would not be much of a problem if this is your only local carrier which also happens to be your airline of choice.
There are airline miles credit cards that allow you redeem your card in so many ways including exchange for cash, gift cards, air fare with any airline, other travel expenses like hotel bills, car rentals and more. I personally prefer to have a lot of options for redeeming my airline miles.
Customer care is a very important part of any business. It is no different here. You should find a card supported by 24 hours customer care service.
Make sure you look at all these issues together before making a decision. It has to be a wholesome view and not a narrow view so you can enjoy the best of airline miles credit cards.
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Check out AirlineMilesCreditCards.net to compare the best airline credit cards including JetBlue airline credit cards. Start earning free flights today.
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