Thursday, September 1, 2011

Traveling - Do You Need Travel Insurance?

Được đăng bởi Travel - Leisure
By Ida Green


You have almost certainly been dreaming of taking an overseas vacation and imagining how much fun you are going to have on the beach and at your vacation resort. Although planning for vacations can be a lot of fun, you also need to plan in case any problems happen while you are on holidays. Just because you are on a wonderful holiday, it does not mean you are completely carefree. Here is an example, people who are on vacation often face financial losses due to events one example is thefts, accidents or illnesses that occur while they are on vacation.

The Australian government has made public some statistics that show every year there 900 Australian tourists die, and 1200 Australian tourists are hospitalized while traveling in foreign countries. A hospital stay in Southeast Asia can cost a thousand dollars a day, and a tourist on vacation without travel insurance will almost certainly be responsible for paying the entire bill.

If you must reschedule you might lose part of your accommodations that you have already paid for and you may need to find accommodations where you end up stranded, basic travel insurance will cover any losses and additional costs you incur.

If you end up stranded in another country due to a storm the extra accommodations could be covered by this safety precaution, if you added this coverage to the policy. If you end up having to cancel your trip for some unforeseen reason you will not lose any of the costs of the trip that you have already paid for if you took out travel insurance. Trip cancellation is a common reason for travel insurance in the first place.

By having travel insurance, you will be providing peace of mind for yourself because you might have a safety net in case something goes wrong. Travel insurance will protect your pocket book so you are not faced with having big expenses in the event of an accident or an illness. It does not have to cost you excessive. There are many low cost travel insurance policies available so there is no excuse for not having insurance when you travel.




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